MetLife Legal Plan
For a monthly fee, you, your spouse and dependents get legal assistance for some of the most frequently needed personal legal matters — with no waiting periods, no deductibles and no claim forms when using a network attorney for a covered matter. And, for non-covered matters that are not otherwise excluded, your plan now provides four hours of network attorney time and services per year.
You get unlimited telephone and office consultations with an in-network attorney of your choice at $21.75/month (which is just a little over $10 a paycheck!) Covered services include estate planning, real estate, family law and traffic offenses for yourself, your spouse and dependents.
To learn more about your coverages, view our attorney network or grant your dependents access, create an account at members.legalplans.com or call 800.821.6400.
New as of 2024!
The Legal plan has been enhanced for no additional cost to include:
• Identity Restoration Services
• 4x hours of network attorney time and services for non-covered matters
Critical Illness Insurance vs. Hospital Indemnity vs. Accident vs. Disability
Critical Illness Insurance vs. Hospital Indemnity vs. Accident vs. Disability
MetLife Critical Illness
The MetLife Critical Illness plan gives you a lump-sum payment to help cover everyday expenses in the event of a covered illness. This benefit pays for costs not covered by medical plans, such as lost wages, transportation to medical facilities, out-of-pocket expenses and childcare. You can select coverage amounts of $10,000, $20,000, or $30,000 as an Employee; $5,000, $10,000, or $15,000 for your Spouse or Domestic Partner or Children (max is 50% of employee election). Premiums are paid automatically through payroll deductions.
MetLife Hospital Indemnity
The MetLife Hospital Indemnity plan pays you a direct benefit of $1,500 per hospitalization (up to 4 times per year) plus $150 per day in the hospital (up to 15 days per year). You may also cover your spouse or domestic partner and eligible child(ren) under this plan.
What Is Hospital Indemnity Insurance and What Are the Benefits?
MetLife Accident Insurance
Stay financially protected as you recover from an accident.
Accident insurance benefits
Lump-sum payment - Covers over 150 events and paid directly to you to spend on what you need
No waiting period - Coverage takes effect on the effective date
Portable coverage - Take your coverage with you if you change employers or retire
Help your finances stay healthy during your recovery
After experiencing an accident, you don’t need any more surprises – like finding out that your medical insurance plan may not cover some of your expenses. With MetLife Accident Insurance, you can receive a lump-sum payment, paid directly to you, to use at your discretion. It can help with:
Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns
Medical Services and Treatments: Includes ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries
Hospitalization: Hospital admission, confinement, and inpatient rehab after an accident
Additional Benefits: For accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging
MetLife Accident Outline of Coverage
MetLife and Aura
Identity & Fraud Protection
Employees need protection from digital crime now more than ever.
Employees and their families do nearly everything online. But as digital crime continues to soar, this convenience puts what’s important to them at risk: their assets, identities, family, and tech. MetLife + Aura’s solution offers smart, proactive protection to help employees and their loved ones get ahead of online threats. It’s easy to use, all in one app, and accessible across devices.
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Engaging with the digital world exposes kids to cyberbullies & online predators. Additionally, identity thieves target kids' clean credit profiles for financial fraud.
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Cybercriminals steal personal information and commit identity theft, typically for financial gain. They can take over your accounts, steal your money, open up lines of credit in your name, and more.
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Financial crimes & scams against older adults can be devastating, often leaving victims with no way to recoup their losses. On average, senior's financial loss due to an incident of cybercrime is more than other age groups.
PerkSpot Employee Discount Program
Register today!
What is PerkSpot?
Be sure to check out PerkSpot for additional benefits and perks, including LifeLock Identity Theft Protection, Pet Insurance, Wellness, and discounts on various goods, services and more!
LifeMart
Are you covered under a Catalina medical plan?
Aetna offers a discount program through LifeMart. Login to your secure member site at www.aetna.com, go to “Health and Wellness,” and then select Health & Wellness Discounts.
Save money on everything from car rentals, groceries, nutrition, entertainment, and much more. Discounts are also available for wellness, such as gym memberships and fitness:
12,200+ Gyms
9,700+ On-Demand Videos
1:1 Well-Being Coaching
Standard Membership: $28/mo (+ applicable taxes), plus
• Membership options for your spouse
• 5,800+ Premium Gym Options at exercise studios, outdoor experiences, and others with 20% –70% discounts
SmartConnect - Medicare Education and Enrollment Support Service
A concierge Medicare education and enrollment service that provides personalized support and guidance for anyone seeking a simple way to explore their Medicare options. Medicare is a difficult topic — but it doesn’t have to be. SmartConnect’s Medicare experts focus on your needs by comparing your current coverage to a variety of Medicare options to unlock potential benefits and savings, all as an extension of your benefits offerings and at no cost to you.
They explain everything and help compare your health insurance options, free of charge. Once you find a plan you like, SmartConnect handles the enrollment process for you all on one easy call. They also offer annual policy reviews and ongoing support.
SmartConnect agents are licensed in all 50 states and can review a variety of Medicare options across dozens of carriers. SmartConnect offers their services to our employees and their family and friends who need Medicare guidance.